Form 3 Filing for Markus Villig - Klarna Group plc

This filing reports initial ownership of Klarna Group plc ordinary shares and options by Markus Villig, who is a director of the company. The options, with an exercise price of 40, are exercisable starting September 11, 2026, and expire on March 11, 2031. These options vest in four equal annual installments, commencing one year after the grant date. Villig holds these securities directly. The reporting period concludes on March 31, 2026, with the signature date also being March 31, 2026.