Itaú Unibanco Holding S.A. - Form 6-K Filing

This report details Itaú Unibanco Holding S.A.'s Risk and Capital Management for the fourth quarter of 2025, submitted via Form 6-K. The filing provides comprehensive information on the company's prudential metrics, risk management approach, and capital adequacy. Key highlights include: - **Capital Ratios:** As of December 31, 2025, the Total Capital ratio was 15.2%, Tier 1 ratio was 13.8%, and Common Equity Tier 1 ratio was 12.3%. These ratios remained above minimum regulatory requirements. - **Risk-Weighted Assets (RWA):** Total RWA amounted to R$1,505,475 million, with credit risk representing the largest portion. - **Risk Management Framework:** The report emphasizes a robust, company-wide risk management process aligned with the Board of Directors' guidelines and risk appetite. This includes a strong risk culture, stress testing, and recovery/resolution planning. - **Subsidiaries and Operations:** The filing lists numerous associated institutions and details the scope of consolidation for financial statements and prudential purposes. - **Regulatory Compliance:** Itaú Unibanco adheres to Brazilian regulations (BACEN, CVM) and international standards (Basel Committee, SEC), ensuring compliance with capital adequacy and risk monitoring requirements. The report serves to provide stakeholders with transparency regarding Itaú Unibanco's financial health, risk management practices, and commitment to regulatory compliance.