Michael P. McCarthy - Form 3 Filing and Limited Signatory Power Authorization

This filing includes Form 3, which reports that Michael P. McCarthy, SVP & General Counsel of FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE, beneficially owns no securities. Additionally, a Limited Signatory Power document is included, authorizing Suzanne A. Barr, Lisa D. Brown, and Veronique K. Fine to file Forms 3, 4, and 5 on behalf of Michael P. McCarthy. This authorization is in effect until McCarthy is no longer required to file these forms, unless revoked in writing. The document clarifies that the authorized individuals and Fannie Mae are not assuming McCarthy's filing responsibilities. This Limited Signatory Power revokes any previous signatory powers related to Forms 3, 4, and 5, but does not affect powers related to EDGAR account management or Form ID matters. The filing is dated December 4, 2025.