Initial Statement of Beneficial Ownership

This filing is an Initial Statement of Beneficial Ownership (Form 3) for Todd J. Simko, SEVP/Chief Banking Officer at FARMERS NATIONAL BANC CORP /OH/ (FMNB). The report date is April 16, 2026. Mr. Simko directly owns 8,454 shares of Farmers National Banc Corp stock following this transaction. The filing was signed on April 20, 2026, by Annette Kushner, attorney in fact for Todd J. Simko.