Ownership Filing by Evan S. McHaffa

This filing reports on the ownership of securities by Evan S. McHaffa, who is identified as the EVP/Chief Credit Officer of F&M BANK CORP. The filing indicates that Mr. McHaffa does not own any securities, as noted by the "noSecuritiesOwned" field being set to "1". The reporting period for this document is January 5, 2026, and the filing was signed on April 14, 2026, by Candy F. Barkley, acting as Attorney-in-Fact.