Initial Statement of Beneficial Ownership of Securities

This filing reports the initial statement of beneficial ownership of securities for Sarah Elizabeth Grotta, EVP, Chief Fintech Officer of FinWise Bank, a wholly owned subsidiary of FinWise Bancorp. The report covers the period ending March 31, 2026. Ms. Grotta directly owns 9,692 shares of Finwise Bancorp common stock, par value $0.001 per share. The signature date was April 8, 2026.