First Financial Bancorp Q1 2026 Investor Presentation and Acquisition Updates

First Financial Bancorp filed a Form 8-K on May 22, 2026, containing an investor presentation for Q1 2026 results. The company reported strong financial performance with adjusted net income of $80.5 million ($0.77 per diluted share), adjusted return on assets of 1.45%, and adjusted return on tangible common equity of 19.22%. The presentation highlights the company's 142nd consecutive quarter of profitability and provides updates on recent acquisitions, including the Westfield Bancorp acquisition (closed November 2025) and BankFinancial acquisition (closed January 2026). The company maintains a top quartile position among regional banks with strong capital ratios, including a CET1 ratio of 12.22% and total capital ratio of 15.70%. Key metrics include $22.8 billion in assets, $13.5 billion in loans, and $17.9 billion in deposits. The outlook for 2026 includes mid-single digit loan growth and stable net interest margin expectations of 3.99%-4.04%.