Encore Capital Group, Inc. Form 8-K Filing

On May 28, 2026, Encore Capital Group, Inc. (the "Company") completed a significant financial transaction by issuing €325.0 million in aggregate principal amount of senior secured floating rate notes due 2033. These notes are governed by an indenture and are senior secured obligations of the Company, fully guaranteed on a senior secured basis by most of the Company's material subsidiaries. The notes accrue interest at a rate of three-month EURIBOR plus 3.250% per annum, with interest payable quarterly. The notes mature on July 15, 2033, unless earlier repurchased or redeemed. This issuance is secured by substantially all assets of the Company and its guarantors. The filing also includes the indenture as an exhibit.