ENCORE CAPITAL GROUP, INC. Form 8-K Filing

On May 22, 2026, Encore Capital Group, Inc. (the "Company") issued $750.0 million aggregate principal amount of 6.625% senior secured notes due 2032. These notes are senior secured obligations of the Company, fully and unconditionally guaranteed on a senior secured basis by substantially all material subsidiaries. The obligations are secured by substantially all of the assets of the Company and its guarantors. The notes accrue interest at 6.625% per annum, payable semi-annually, with the first payment on December 1, 2026. The maturity date for the notes is June 1, 2032, unless earlier redeemed or repurchased.