Capital One Financial Corporation - Form 8-K Filing

This Form 8-K filing by Capital One Financial Corporation on June 12, 2026, reports on monthly charge-off and delinquency metrics for the period ending May 31, 2026. The filing includes data on net charge-offs, 30-day performing delinquencies, and nonperforming loans for Credit Card (Domestic) and Consumer Banking (Auto) segments. For Credit Cards, the average loans held for investment were $257,997 million, with a net charge-off rate of 4.82% and a 30-day delinquency rate of 3.33%. For Auto loans, average loans were $87,985 million, with a net charge-off rate of 1.45% and a 30-day delinquency rate of 4.24%. Nonperforming auto loans amounted to $549 million, representing a rate of 0.62%. The report also details the calculation methods for these rates and notes that net charge-offs are influenced by recovery fluctuations and debt sales.