Chemung Financial Corporation Subsidiary Application to Convert to National Bank

On April 3, 2026, Chemung Canal Trust Company, a wholly owned subsidiary of Chemung Financial Corporation, submitted an application to the Office of the Comptroller of the Currency (OCC) to convert its charter from a New York trust company to a national bank. This conversion is subject to the approval of the OCC, which regulates national banks. The filing also noted that the registrant has common stock, par value $0.01 per share, trading under the symbol CHMG on The Nasdaq Stock Market LLC. The report was signed by Dale M. McKim III, Chief Financial Officer and Treasurer, on April 7, 2026.