Citizens Financial Group, Inc. - Form 8-K

Citizens Financial Group, Inc. (the "Registrant") has filed a Form 8-K detailing significant events related to its Series J Preferred Stock. On July 27, 2026, the Registrant filed a Certificate of Designations with the Secretary of State of Delaware to establish the terms of the Series J Preferred Stock, which has a liquidation preference of $1,000 per share and a dividend rate of 6.750%. This filing impacts the Registrant's ability to declare or pay dividends on, or purchase, redeem, or acquire shares of its common stock or any stock ranking junior to the Series J Preferred Stock. Furthermore, on July 21, 2026, the Registrant entered into an underwriting agreement for the public offering of 400,000 shares of the Series J Preferred Stock. The filing includes the Underwriting Agreement as an exhibit and incorporates it by reference into a previously filed registration statement.