Initial Statement of Beneficial Ownership of Securities

This filing is an Initial Statement of Beneficial Ownership of Securities (Form 3) for Tina Carew, reporting owner, who is an EVP, CLO & Corporate Secretary at BROADWAY FINANCIAL CORP (BYFC). The statement indicates that Ms. Carew has no securities owned as of June 17, 2026. The filing is signed by Audrey A. Phillips, Attorney-in-fact, on July 2, 2026.