Amendment No. 9 to Schedule 13D for Bimini Capital Management, Inc. - Class A Common Stock

Robert J. Dwyer, a director of Bimini Capital Management, Inc., has filed Amendment No. 9 to Schedule 13D, reporting beneficial ownership of 1,476,339 shares of Class A Common Stock, representing approximately 14.8% of the issuer's outstanding shares. Dwyer acquired 100,000 shares on December 19, 2025, for investment purposes at $1.55 per share, using personal funds. He has sole voting and dispositive power over these shares. Dwyer may acquire additional shares in the future as director's compensation or for cash, and may dispose of shares. He has no other current plans or proposals regarding the issuer's securities. He has not been involved in any criminal or significant civil proceedings in the last five years. Dwyer continues to serve as a director and may receive future compensation in the form of stock.