American Express Reports May 2026 Credit Performance Statistics

American Express Company filed a Form 8-K on June 15, 2026, disclosing delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card portfolios for the months ended May 31, April 30, and March 31, 2026. For U.S. Consumer Card balances, total balances increased to $113.8 billion in May 2026 from $111.4 billion in April, with 30-day delinquency rates improving to 1.1% from 1.2% and net write-off rates at 2.0%. U.S. Small Business Card balances reached $46.7 billion in May, with delinquency rates at 1.4% and write-off rates at 2.6%. The company also provided comparative data for its American Express Credit Account Master Trust, showing an annualized default rate of 1.2% for May 2026. The filing notes that these statistics differ from the Lending Trust data due to differences in portfolio composition and calculation methodologies.