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The Analysis of PENNEY FINANCIAL, LLC's Holdings & P&L

Currently, PENNEY FINANCIAL, LLC holds 48 types of securities in its portfolio with a total value $260.6M. In the most recent quarter, they have increased their positions in VTI (+4.3K shares, valued at $1.4M), FLMI (+32.6K shares, valued at $807.5K), IEFA (+8.5K shares, valued at $766.7K); decreased their positions in SGOV (-11.2K shares, valued at $1.1M), EQNR (-6.6K shares, valued at $280.5K), CVX (-1.2K shares, valued at $239.8K); initiated new positions in FLY (+22.8K shares, valued at $648.9K), JPST (+8.0K shares, valued at $404.9K), VTV (+1.2K shares, valued at $232.9K).

1M P&L

+6.8M+2.48%

3M P&L

+7.1M+2.61%

HY P&L

+20.0M+7.69%

P&L figures are estimated based on reported 13F stock holdings and market price changes. They are approximations and may not reflect actual fund performance. Stock split events may also affect the accuracy of these calculations, and we cannot guarantee that all splits have been fully accounted for.

Top Holding Treemap

Top Industries by Value

1N/A251.5M

97.0%

2Consumer Electronics2.3M

0.9%

3Oil & Gas Integrated1.5M

0.6%

Top Industries by Stock Count

1N/A34 stocks

73.9%

2Oil & Gas Integrated3 stocks

6.5%

3Internet Retail1 stocks

2.2%

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Stock Holdings

TickerCompany NameSharesShares △%Event DateReport DateHistory

GSLC GOLDMAN SACHS ETF TR477.7K shares1.07%2026-03-312026-04-22

VTI VANGUARD INDEX FDS128.4K shares3.50%2026-03-312026-04-22

VEA VANGUARD TAX-MANAGED FDS343.6K shares0.48%2026-03-312026-04-22

SGOV ISHARES TR172.5K shares-6.09%2026-03-312026-04-22

IEFA ISHARES TR140.1K shares6.44%2026-03-312026-04-22

JPIE J P MORGAN EXCHANGE TRADED F208.6K shares3.62%2026-03-312026-04-22

SCHD SCHWAB STRATEGIC TR308.2K shares0.49%2026-03-312026-04-22

VYM VANGUARD WHITEHALL FDS60.7K shares-0.24%2026-03-312026-04-22

Sponsored

FLMI FRANKLIN TEMPLETON ETF TR293.0K shares12.51%2026-03-312026-04-22

VCRB VANGUARD MALVERN FDS91.9K shares3.95%2026-03-312026-04-22

EVTR MORGAN STANLEY ETF TRUST139.0K shares3.38%2026-03-312026-04-22

VB VANGUARD INDEX FDS24.4K shares-0.95%2026-03-312026-04-22

JEPI J P MORGAN EXCHANGE TRADED F99.6K shares1.87%2026-03-312026-04-22

CGMU CAPITAL GRP FIXED INCM ETF T185.1K shares12.82%2026-03-312026-04-22

DFNM DIMENSIONAL ETF TRUST97.0K shares9.88%2026-03-312026-04-22

AGG ISHARES TR45.3K shares1.81%2026-03-312026-04-22

Sponsored

HELO J P MORGAN EXCHANGE TRADED F68.0K shares6.62%2026-03-312026-04-22

VTEB VANGUARD MUN BD FDS78.1K shares6.75%2026-03-312026-04-22

VXUS VANGUARD STAR FDS41.3K shares0.16%2026-03-312026-04-22

SCHB SCHWAB STRATEGIC TR112.2K shares1.35%2026-03-312026-04-22

SUB ISHARES TR24.4K shares-0.65%2026-03-312026-04-22

AAPL APPLE INC8.9K shares0.02%2026-03-312026-04-22

VANGUARD INDEX FDS VANGUARD INDEX FDS2.2K shares4.44%2026-03-312026-04-22

CVX CHEVRON CORPORATION4.3K shares-21.04%2026-03-312026-04-22

Sponsored

IVV ISHARES TR1.4K shares0.00%2026-03-312026-04-22

IWB ISHARES TR2.4K shares0.00%2026-03-312026-04-22

LNG CHENIERE ENERGY INC2.7K shares0.00%2026-03-312026-04-22

ITOT ISHARES TR5.2K shares50.70%2026-03-312026-04-22

JQUA J P MORGAN EXCHANGE TRADED F11.3K shares-5.02%2026-03-312026-04-22

AMZN AMAZON COM INC3.3K shares8.10%2026-03-312026-04-22

MSFT MICROSOFT CORP1.9K shares-1.53%2026-03-312026-04-22

FLY FIREFLY AEROSPACE INC22.8K sharesnew addition2026-03-312026-04-22

Sponsored

IWM ISHARES TR2.2K shares0.00%2026-03-312026-04-22

JPST J P MORGAN EXCHANGE TRADED F8.0K sharesnew addition2026-03-312026-04-22

FDX FEDEX CORP1.0K shares-12.16%2026-03-312026-04-22

GVA GRANITE CONSTR INC2.6K shares0.00%2026-03-312026-04-22

BSV VANGUARD BD INDEX FDS3.9K shares-0.13%2026-03-312026-04-22

XOM EXXON MOBIL CORP1.7K shares-22.41%2026-03-312026-04-22

EQNR EQUINOR ASA6.6K shares-50.00%2026-03-312026-04-22

VUG VANGUARD INDEX FDS607 shares16.96%2026-03-312026-04-22

Sponsored

SCHX SCHWAB STRATEGIC TR9.8K shares0.00%2026-03-312026-04-22

IJH ISHARES TR3.6K shares0.00%2026-03-312026-04-22

CWI SPDR INDEX SHS FDS6.5K shares0.00%2026-03-312026-04-22

ALPHABET INC ALPHABET INC829 shares0.00%2026-03-312026-04-22

VTV VANGUARD INDEX FDS1.2K sharesnew addition2026-03-312026-04-22

META META PLATFORMS INC399 shares3.91%2026-03-312026-04-22

BTI BRITISH AMERN TOB PLC3.6K shares0.00%2026-03-312026-04-22

HDV ISHARES TR1.5K sharesnew addition2026-03-312026-04-22

Sponsored

GSLC

GOLDMAN SACHS ETF TR

1.07%

Shares477.7K

Event2026-03-31

Filed2026-04-22

VTI

VANGUARD INDEX FDS

3.50%

Shares128.4K

Event2026-03-31

Filed2026-04-22

VEA

VANGUARD TAX-MANAGED FDS

0.48%

Shares343.6K

Event2026-03-31

Filed2026-04-22

SGOV

ISHARES TR

-6.09%

Shares172.5K

Event2026-03-31

Filed2026-04-22

IEFA

ISHARES TR

6.44%

Shares140.1K

Event2026-03-31

Filed2026-04-22

JPIE

J P MORGAN EXCHANGE TRADED F

3.62%

Shares208.6K

Event2026-03-31

Filed2026-04-22

SCHD

SCHWAB STRATEGIC TR

0.49%

Shares308.2K

Event2026-03-31

Filed2026-04-22

VYM

VANGUARD WHITEHALL FDS

-0.24%

Shares60.7K

Event2026-03-31

Filed2026-04-22

FLMI

FRANKLIN TEMPLETON ETF TR

12.51%

Shares293.0K

Event2026-03-31

Filed2026-04-22

VCRB

VANGUARD MALVERN FDS

3.95%

Shares91.9K

Event2026-03-31

Filed2026-04-22

EVTR

MORGAN STANLEY ETF TRUST

3.38%

Shares139.0K

Event2026-03-31

Filed2026-04-22

VANGUARD INDEX FDS

-0.95%

Shares24.4K

Event2026-03-31

Filed2026-04-22

JEPI

J P MORGAN EXCHANGE TRADED F

1.87%

Shares99.6K

Event2026-03-31

Filed2026-04-22

CGMU

CAPITAL GRP FIXED INCM ETF T

12.82%

Shares185.1K

Event2026-03-31

Filed2026-04-22

DFNM

DIMENSIONAL ETF TRUST

9.88%

Shares97.0K

Event2026-03-31

Filed2026-04-22

AGG

ISHARES TR

1.81%

Shares45.3K

Event2026-03-31

Filed2026-04-22

HELO

J P MORGAN EXCHANGE TRADED F

6.62%

Shares68.0K

Event2026-03-31

Filed2026-04-22

VTEB

VANGUARD MUN BD FDS

6.75%

Shares78.1K

Event2026-03-31

Filed2026-04-22

VXUS

VANGUARD STAR FDS

0.16%

Shares41.3K

Event2026-03-31

Filed2026-04-22

SCHB

SCHWAB STRATEGIC TR

1.35%

Shares112.2K

Event2026-03-31

Filed2026-04-22

SUB

ISHARES TR

-0.65%

Shares24.4K

Event2026-03-31

Filed2026-04-22

AAPL

APPLE INC

0.02%

Shares8.9K

Event2026-03-31

Filed2026-04-22

VANGUARD INDEX FDS

4.44%

Shares2.2K

Event2026-03-31

Filed2026-04-22

CVX

CHEVRON CORPORATION

-21.04%

Shares4.3K

Event2026-03-31

Filed2026-04-22

IVV

ISHARES TR

0.00%

Shares1.4K

Event2026-03-31

Filed2026-04-22

IWB

ISHARES TR

0.00%

Shares2.4K

Event2026-03-31

Filed2026-04-22

LNG

CHENIERE ENERGY INC

0.00%

Shares2.7K

Event2026-03-31

Filed2026-04-22

ITOT

ISHARES TR

50.70%

Shares5.2K

Event2026-03-31

Filed2026-04-22

JQUA

J P MORGAN EXCHANGE TRADED F

-5.02%

Shares11.3K

Event2026-03-31

Filed2026-04-22

AMZN

AMAZON COM INC

8.10%

Shares3.3K

Event2026-03-31

Filed2026-04-22

MSFT

MICROSOFT CORP

-1.53%

Shares1.9K

Event2026-03-31

Filed2026-04-22

FLY

FIREFLY AEROSPACE INC

New

Shares22.8K

Event2026-03-31

Filed2026-04-22

IWM

ISHARES TR

0.00%

Shares2.2K

Event2026-03-31

Filed2026-04-22

JPST

J P MORGAN EXCHANGE TRADED F

New

Shares8.0K

Event2026-03-31

Filed2026-04-22

FDX

FEDEX CORP

-12.16%

Shares1.0K

Event2026-03-31

Filed2026-04-22

GVA

GRANITE CONSTR INC

0.00%

Shares2.6K

Event2026-03-31

Filed2026-04-22

BSV

VANGUARD BD INDEX FDS

-0.13%

Shares3.9K

Event2026-03-31

Filed2026-04-22

XOM

EXXON MOBIL CORP

-22.41%

Shares1.7K

Event2026-03-31

Filed2026-04-22

EQNR

EQUINOR ASA

-50.00%

Shares6.6K

Event2026-03-31

Filed2026-04-22

VUG

VANGUARD INDEX FDS

16.96%

Shares607

Event2026-03-31

Filed2026-04-22

SCHX

SCHWAB STRATEGIC TR

0.00%

Shares9.8K

Event2026-03-31

Filed2026-04-22

IJH

ISHARES TR

0.00%

Shares3.6K

Event2026-03-31

Filed2026-04-22

CWI

SPDR INDEX SHS FDS

0.00%

Shares6.5K

Event2026-03-31

Filed2026-04-22

ALPHABET INC

0.00%

Shares829

Event2026-03-31

Filed2026-04-22

VTV

VANGUARD INDEX FDS

New

Shares1.2K

Event2026-03-31

Filed2026-04-22